Salaried Personal Loan

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Salaried Personal Loan

Whether you want to renovate your home, purchase new gadgets, fund your child’s wedding or higher education, a Salaried Personal Loan is the perfect credit instrument. It helps you meet your financial requirements for various needs at short notice.

A quick Salaried Personal Loan from HDB financial services is the one-stop solution for any employed individual seeking financial assistance. With our bouquet of offerings, we ensure that your changing needs are met with tailor-made repayment solutions. Our solutions are smart, simple, and flexible, which is what makes us stand apart - making sure that you get the best possible value for your hard earned money. Experience a hassle-free documentation process, quick processing & speedy loan disbursal.

Our team is well equipped to ensure that you have the smoothest journey from application to getting your funds in hand

Apply for an instant Salaried Personal Loan online at HDB Financial Services.


Calculate your Loan EMI instantly


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25L |
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175L |
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36
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Loan EMI

₹24,959

Total Interest Payable

₹34,90,279

Total Payment
(Principal + Interest)

₹59,90,279

>

Here are some benefits of availing a Salaried Personal Loan from HDB Financial Services

  • Salaried Personal Loan up to Rs. 20 Lakh

    Based on your eligibility, you can get easy Salaried Personal Loans up to Rs. 20 Lakh. At HDB Financial Services, we try to match your financial requirements.
     

  • Attractive Interest Rates

    Get the advantage of best low interest Salaried Personal Loans from HDB Financial Services. These attractive interest rates are specially customised based on your need and repaying capacity.
     

  • Flexible Repayment Tenure

    HDB Financial Services offers repayment tenure ranging from 12 to 60 months when availing a Salaried Personal Loan.You can pay the EMIs without any worry or financial burden.
     

  • Hassle Free Documentation Process

    Experience a minimal and quick documentation with our quick Salaried Personal Loan application process. When you apply for a Salaried Personal Loan online, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.
     

  • Quick Processing and Speedy Disbursal

    Based on your documentation & eligibility, the loan amount gets approved instantly & quickly disbursed to your bank account.
     

  • No Collateral or Guarantors Required

    Being an unsecured loan, there is no requirement to submit any collateral or guarantor stand-ins to get a Salaried Personal Loan.
     

Apply for an instant Salaried Personal Loan online or by visiting your nearest HDB Financial Services branch and avail the best offer based on your financial profile.

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

Eligibility Criteria

  • Minimum age of applicant: 21 years
  • Maximum age of applicant at loan maturity: 60 years (Or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply)
  • Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organisation
  • Minimum Net Monthly Income: ₹ 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹ 15,000 for All Other Locations.

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

Documents required:

  • Proof of Identity & Address Proof: Passport/Voters ID/Driving License/PAN Card*/Aadhar or Proof of possession of Aadhaar number(no Voluntary basis)/Photo Image/Job card issued by NREGA duly signed by an officer of the State Government/Letter issued by the National Population Register containing details of name and address/Utility Bill (anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill/Registered Rental Agreement/Letter of allotment of accommodation from employer/leave and license agreements with employers allotting official accommodation
  • Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements: Latest statements / Bank passbook (updated within 90 days)
  • Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.

Take the next step & manage your immediate financial needs now.

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How to apply for a Salaried Personal Loan from HDB Financial Services

The loan application procedure for a Salaried Personal Loan very is simple. You can apply from any of the following options:

    1. Click on'Apply Now'

    1. Click on'Apply Now'

  • Step 1: Fill in the personal details along with the mobile number OTP verification
  • Step 2: Fill in the Professional details with the necessary documents to be uploaded
  • Step 3: You shall receive an offer based on your details submitted in step 1 & step 2
  • Step 4: Process your application

    • 2. Download our 'HDB On The Go' android app

  • Step 1: Verify the mobile number with OTP
  • Step 2: Click on 'Apply for a New Loan'
  • Step 3: Enter the required loan & applicant details
  • Step 4: Enter the required address information
  • Step 5: Enter the required address information
  • Step 6: Complete the image/signature

    • 3. Visit your nearest HDB Financial Services Branch and get in touch with our representative at the branch.

    4. Call on our customer support number +91 44 42984541 and apply for a quick Salaried Personal Loan

*HDB Financial Services Ltd may use the services of various agents on its behalf for the purpose of sales and marketing for HDB's products and services.

*Terms and conditions apply, based on applicant's eligibility and financial profile.

Salaried Personal Loan FAQs

A Salaried Personal Loan is an unsecured loan that helps you in times of financial need. Since it requires no collateral, you can get Salaried Personal Loan online at attractive interest rates and flexible tenure options. HDB Financial Services offers Salaried Personal Loan with quick documentation and instant approval that makes it an ideal solution in times of financial emergency.
You can apply for a Salaried Personal Loan to fulfil your planned or unplanned financial needs. Some of the below mentioned reasons are -
  • Medical emergency: Get immediate funding for unexpected medical expenses
  • Debit consolidation: Consolidate various debts into one with an Instant Salaried Personal Loan
  • Home renovation: Renovate your dream home with elegant interiors
  • Travel - Travel to your dream holiday without worrying about funds
  • Wedding - Make your dream wedding come true without any budget restrictions
  • Education - Finance higher education or skill advancement courses
  • Shopping - Buy gadgets, appliances, musical instruments and more without further delay
Abiding by the motto of #ReimaginingOpportunities, we value your financial needs & stand by you to offer an instant Salaried Personal Loan with the following advantages -
  • Attractive interest rates
  • Flexible repayment tenure
  • No collateral or guarantors required
  • Hassle free documentation process
  • Quick loan processing & speedy disbursal
  • Flexible EMI options
  • Pre-approved loans & existing offers on our 'HDB On the Go' Android app
  • Instant customer service support
You can apply for a Salaried Personal Loan online, anywhere and anytime without having to travel to any of our branch. You can instantly get to know the loan amount that can be availed based on your eligibility & documentation.
You can track the status of your Salaried Personal Loan application by either of following ways -
  • Click on 'My Account' on the website. Enter the DOB or PAN number & verify your mobile number with an OTP
  • Use the 'HDB - On the Go' android mobile app
  • Use our chatbot 'Ask Priya' on our website
  • Write to us at customer.support@hdbfs.com
  • Visit the nearest HDB Financial Services branch.You can locate here

HDB Financial Services may sanction a Salaried Personal Loan to you based on your creditworthiness, your CIBIL Score, your eligibility and other internal terms and qualifications.
Your CIBIL score reflects your financial creditworthiness. It shows whether you have repaid your previous EMIs on time or have any outstanding amount on your existing loans and Credit Cards. A score of 750 is considered as a good CIBIL score for availing Salaried Personal Loan.
A CIBIL score of 750 or less is considered a low score and may have a low chance of a Salaried Personal Loan approval. You can expect high interest rates on the loan offer.
You can pay the Salaried Personal Loan EMI through ACH (Automated Clearing House). If you wish to avail the ACH facility, please contact your nearest branch or write to us at:customer.support@hdbfs.com or raise a service request from our mobile app "HDB on the GO".
Yes, foreclosure and part-prepayment charges are applicable. You can prepay your loan anytime during the tenure. Please visit any of our branches with a Prepayment requestform as per format with supporting documents. To read more on the interest rates and charges, click here.
Yes, you can get a Salaried Personal Loan from your closest HDB Financial Services branch. Click here to locate your closest branch.

Click here to apply for the best Salaried Personal Loan!