Lifestyle Product Loan

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Lifestyle Product Loan

Buy that high-end laptop for yourself or give your home a complete makeover. A Lifestyle Product Loan ensures you can now fulfill your aspirations without worrying much about how to fund them.

At HDB, you can avail a lifestyle product loan that helps you buy lifestyle products like high end furniture, gadgets, cooking ranges or a designer watch you have always wished for. With attractive interest rates and no collateral to pledge against it, you can now upgrade your lifestyle to a luxurious one. Here’s how

Apply for an instant lifestyle product loan online at HDB Financial Services Or Visit the nearest showroom with HDBFS representative. Click here to know the details.

Here are some benefits of availing a Lifestyle Personal Loan from HDB Financial Services.

  • Lifestyle product loan up to Rs. 2 Lakh

    You can avail a lifestyle product loans up to Rs. 2 Lakh. With this, you can choose to either fund one product or even multiple products and upgrade your entire lifestyle. No questions asked.

  • Attractive Interest Rates

    You can avail a lifestyle product loans up to Rs. 2 Lakh. With this, you can choose to either fund one product or even multiple products and upgrade your entire lifestyle. No questions asked.

  • Lifestyle product loan up to Rs. 2 Lakh

    No more worrying about interest rates while purchasing your products on loan. HDB Financial Services provides you with customised Lifestyle Product Loans with attractive interest rates based on your eligibility and repaying capacity.

  • Flexible Repayment Tenure

    A flexible repayment tenure ranging from 6 to 36 months ensures that your monthly budget does not suffer. This gives you the freedom to buy the product without any repayment stress.

  • No Collateral or Guarantors Required

    Being an unsecured loan, there is no requirement to submit any collateral or guarantor stand-ins to avail a lifestyle product loan. All you need to do is click here and share your details to know your eligibility and initiate your application instantly.

  • Hassle – Free Documentation Process

    Experience a minimal and quick documentation with our quick lifestyle product loan application process. When you apply for a lifestyle product loan online, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.

  • Quick Processing and Speedy Disbursal

    Based on your documentation & eligibility, the loan amount gets processed and approved instantly. The amount is quickly disbursed to the dealer bank account from whom you purchased the lifestyle product from.

Apply for an instant Lifestyle product loan online or by visiting your nearest HDB Financial Services branch and avail the best offer based on your financial profile.

Applicant should be minimum 21 years of age and should be a resident of India

Identity & Address Proof - Standard KYC like PAN Card*, Aadhar Card or Proof of possession of Aadhaar number (on Voluntary basis), Driving License, Voters ID, (Utility Bill like Electricity bill, Post-paid/Landline bill which is not more than two months old.

Bank account statement / passbook (updated within 90 days)

Passport size photo

Take the next step & manage your immediate financial needs now.

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How to apply for a Lifestyle product loanfrom HDB Financial Services

The loan application procedure for a lifestyle product loan very is simple. You can apply from any of the following options:

    1. Click on'Apply Now'

    1. Click on'Apply Now'

  • Step 1: Fill in the personal details along with the mobile number OTP verification
  • Step 2: Fill in the Professional details with the necessary documents to be uploaded
  • Step 3: You shall receive an offer based on your details submitted in step 1 & step 2
  • Step 4: Process your application

    • 2. Download our 'HDB On The Go' android app

  • Step 1: Verify the mobile number with OTP
  • Step 2: Click on 'Apply for a New Loan'
  • Step 3: Enter the required loan & applicant details
  • Step 4: Enter the required address information
  • Step 5: Enter the required address information
  • Step 6: Complete the image/signature

    • 3. Visit your nearest HDB Financial Services Branch and get in touch with our representative at the branch.

    4. Call on our customer support number +91 44 42984541 and apply for a quick Lifestyle product loan

*HDB Financial Services Ltd may use the services of various agents on its behalf for the purpose of sales and marketing for HDB's products and services

*Terms and conditions apply, based on applicant's eligibility and financial profile.

Lifestyle Product Loan FAQs

A Lifestyle product loan is an unsecured loan that helps you purchase the products you aspire without drawing from your savings. Since it requires no collateral, you can get lifestyle product loan online at attractive interest rates and flexible tenure options. HDB Financial Services offers lifestyle product loan with quick documentation and instant approval making it an ideal solution in times of financial emergency.
You can apply for a lifestyle product loan at any time and from any where to fulfil your planned or unplanned financial needs when it comes to purchasing lifestyle products such as luxury gadgets, bicycles, high end furniture, fitness equipment and more.
Abiding by the motto of #ReimaginingOpportunities, we value your financial needs & stand by you to offer an instant lifestyle product loan with the following advantages -
  • Attractive interest rates
  • Flexible repayment tenure
  • No collateral or guarantors required
  • Hassle free documentation process
  • Quick loan processing & speedy disbursal
  • Flexible EMI options
  • Pre-approved loans & existing offers on our 'HDB On the Go' Android app
  • Instant customer service support
You can apply for a Lifestyle product loan online, anywhere and anytime without having to travel to any of our branch. You can instantly get to know the loan amount that can be availed based on your eligibility &documentation.
You can track the status of your Lifestyle product loan application by either of following ways -
  • Click on 'My Account' on the website. Enter the DOB or PAN number & verify your mobile number with an OTP
  • Use the 'HDB - On the Go' android mobile app
  • Use our chatbot 'Ask Priya' on our website
  • Write to us at customer.support@hdbfs.com
  • Visit the nearest HDB Financial Services branch.You can locate here
HDB Financial Services may sanction a Lifestyle product loan to you based on your creditworthiness, your CIBIL Score, your eligibility and other internal terms and qualifications.
A score of 723 is considered as a good CIBIL score for availing a lifestyle product loan.
A CIBIL score of 723 or less is considered a low score and may have a low chance of a lifestyle product loan approval.
You can pay the Lifestyle product loan EMI through ACH (Automated Clearing House). If you wish to avail the ACH facility, please contact your nearest branch or write to us at: customer.support@hdbfs.com or raise a service request from our mobile app - "HDB on the GO".
Yes, foreclosure and part-prepayment charges are applicable. You can prepay your loan anytime during the tenure. Please visit any of our branches with a Prepayment request form as per format with supporting documents. To read more on the interest rates and charges, click here.
Yes, you can get a Lifestyle product loan from your closest HDB Financial Services branch. Click here to locate your closest branch.

Click here to apply for the best Lifestyle product loan now!