Home renovation tips you can consider

Home renovations are needed with time due to wear and tear. Often, a change may also be required to make the home more comfortable, modern, and livable for the family. While restyling home spaces to suit your aesthetic taste could be a fulfilling experience, it is also a time-consuming and costly affair. Here are a few tips to renovate your home that can help cut down on your expenses:
 

Set a Realistic Budget

Settling on a budget beforehand will help you make the right choices without compromising on quality. It is advisable to get multiple quotes from different contractors after seeing their work and do some preliminary work before the renovation. It’s best to take a home renovation loan so that no work stops because of finances.

Minimalism and Easy Maintenance

Home renovation is best kept simple. In the quest for a makeover, do not go overboard by preferring aesthetics over space functionality. The modern décor is all about less is more. Go for furnitures that that easy to clean and maintain. For eg: Choose glass top desks or laminate desks that don’t get damaged even if someone rests a hot mug on it. Leatherette upholstery is better than fabric especially because spills can be wiped clean and stains are less likely to ruin the furniture.

Source the material from the local markets

Shopping from the local markets and businesses gives you a first-hand experience of the quality of the materials and does away with unwarranted transport costs. Further, materials sourced locally have often been priced reasonably and a bulk purchase always gives you scope for good deals and discounts from the vendor.

Décor Ideas

This year, along with new paints, new furniture, and new furnishing, adds a classy touch to your rooms with some chic lighting. For the walls, you could consider using wallpaper and get them changed whenever required. Considering the pandemic,consider ergonomic work from home furniture that will add tremendous value to your productivity.

Personal loan for Home Renovation

While doing up your home, there is always a possibility of the budget exceeding your estimates.If you are making small changes to your home, like installing a new wardrobe, spending via your credit card could be a good option. However, it is important to note that the interest rate on credit cards is one of the highest among all loan products.

A personal loan for home renovation is one of the quickest and most affordable ways to fund your project. Such a loan offers complete flexibility to manage the repayment terms. Whether it is a small fix-up job or a full-scale remodeling, you can avail of a house renovation loan that will allow you to renovate your home just the way you want to without cutting corners.

Applying for a zero collateral personal loan through credible financial institutions such as HDB Financial Services (HDBFS) makes for an easy and quick disbursal of loan with a flexible repayment facility. You can now apply for an instant personal loan via HDBFS online through HDB’s various digital channels.

Loan Against Property for Renovation

You could also opt for Loan Against Property (LAP) for giving your home a much needed facelift, carrying out various activities like remodelling the kitchen, plumbing, carrying out repair work etc. HDB Financial Services offers the best Loan against Property, at attractive interest rates, along with a flexible repayment tenure. You can mortgage your residential or commercial property to avail low attractive EMIs through your Loan Against Property. Just log on to https://www.hdbfs.com/ for more information and make your dream home a reality.