Personal Loans

Now you don't have to be tight-fisted while planning a dream wedding, a dream vacation, renovating your home or funding your child's education.

We have an ideal solution that lets you dream big.

Features & Benefits
  • Loans up to Rs. 10 Lakhs
  • Simple documentation
  • Speedy processing
  • Easy repayment through EMIs
  • No guarantor/security required
  • Convenience of doorstep service
  • Special offer for employees of select companies
Eligibility & Documentation

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:


Eligibility Criteria

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 60 years or Age at Retirement whichever is lower.
  • Minimum employment: 1 year in the Current Organization & 2 years in Total Employment.
  • Minimum Net Monthly Income: Rs 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & Rs. 15,000 for All Other Locations.

Documents required:

  • Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/Pan Card / Aadhaar or UID Card)
  • Address Proof (Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Passport copy / Aadhaar or UID Card )
  • Date of Birth Proof ( Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth)
  • Bank Statements (latest 3 months bank statement / 6 months bank passbook)
  • Latest 3 months salary slip alongwith latest Form 16 / ITR / Appointment Letter

Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries.


Eligibility Criteria

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business : Minimum 4 years with atleast 2 years in the same Business
  • Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations.

Documents required:

  • Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/Pan Card)
  • Address Proof (Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement / Passport copy / Trade licence /Est./Sales Tax certificate).
  • Date of Birth Proof ( Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth)
  • Bank Statements (latest 6 months bank statement / passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA

Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.


Eligibility Criteria

  • Minimum age of Applicant: 21 years
  • Maximum age of Applicant at loan maturity: 65 years
  • Years in business: Minimum 4 years with atleast 2 years in the same Business
  • Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations.

Documents required:

  • Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence/Pan Card)
  • Address Proof (Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement / Passport copy / Trade licence /Est./Sales Tax certificate).
  • Date of Birth Proof ( Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth)
  • Bank Statements(latest 6 months bank statement /passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
  • Other Mandatory Documents(Sole Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.)

Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services


Eligibility Criteria

  • Years in business: Minimum 4 years seasoning from commencement of business
  • Business must be profit making for the last 2 years
  • Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations

Documents required:

  • Address Proof (Utility Bill (any one within last 3months) / Registered Rental Agreement / Trade licence /Est./Sales Tax certificate).
  • Bank Statements(latest 6 months bank statement /passbook)
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
  • Proof of continuation (Trade licence /Establishment /Sales Tax certificate/ SSI Registration)
  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original).)
Application Process

It just takes a few simple steps to get a loan from us. Apply today and manage your finances easily.

Apply Now

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